19 Useful Credit Card Tips

Author:

Shankor Bhawal

Online banking makes our financial transaction more easier. Now a days its popularity increase rapidly. It not only save our time but also help us to get rid of many troubles. We also use credit cards over internet. If you use your card properly you are safe. But criminals target your credit card to hack. If they get this chance they lick your account in a single click!!

First time credit cards user are the first target of this cyber criminals. They pretty like to hack or fishing first time credit cards user account. So be careful if you are First time credit cards user. Research shows that the rate of fraudulent purchases made with first time credit cards users is much higher than credit card fraud with regular credit card user.

The rate of fraudulent purchases made by mobile or telephones is much higher than credit card fraud on the Net. Nevertheless, I encourage you to take precautions when giving out any confidential information (including your credit card number) over the Internet. Here I share some tips about credit card banking. If you want to get some tips please continue or interested in how to Keep Your Transaction Secure.

Credit Card Tips:

01: When you get your new credit card, sign it immediately. But if it is a replacement please destroy your old one.

02: Never fax your credit card NO. Because your credit card number recorded in the the fax basket. So It is possible for criminals to intercept your credit card number while the fax is in transmission.

03: Never give your credit card details over telephone. Only give out your credit card number on telephone calls you initiate to business or organizations you trust.

04: If you face trouble, never hesitate to call your service provider.

05: If you lost or have it stolen you must contact your service provider immediately. Because maximum fraud occur within the first hour or two.

06: Many newer credit card offer to include your image on the card. Must take this option. Because this facilities give you a higher protection.

07: Use a cover as a shield, to protect copy it or capture it on a cell phone or other camera.

08: Chose a secured place where you keep your PIN, account numbers and expiration dates.

09: Only carry around credit cards that you really need. Don\'t carry around extra credit cards that you rarely use.

10: Don,t use your regular card in a unsecured transaction.

Extra but Important Tips

01. Try for a credit card that does not charge an annual fee.
02. Pay your credit card bills on time.
03. Don\'t pay fees up front to get a credit card.
04. Never leave your credit cards or receipts lying around.
05. Always void and destroy incorrect receipts.
06. Shred anything with your credit card number written on it.
07. Never write your credit card account number in a public place.

TIPS: When you use your Credit Cards Over Internet

11: Careful to respond email, when they ask for your credit card info. My suggestion is, 'Never respond to emails that request you provide your credit card info via email'

12: When your service provider send email to you for Details Update you must check and double check their Domain name. Look this Domain 1st: thewebbank.com and 2nd: thevvebank.com , here 2nd domain name is fraud. Check and spell out the domain (website) name in address bar.

13:You must careful, when a email say to go to a website to verify your personal (and credit card) information. My suggestion is Don\'t ever respond to this kind of emails. Never provide your credit card information on a website that is not a secure site. In technical word it called phishing.

14: On the Internet, look for an Internet address that begins https:\\. The “s” indicates that it is a secure connection and a small padlock symbol should appear in the bottom right hand corner of your screen, indicating it is safe to transmit your credit card number.

15: Only give your credit card details to web site you trust.

16: When you think that this web page is safe then you enter your PIN and account number.

17: Do not store your credit cards PIN, access code or credit card number on your hard disk drive.

18: Activate your browser security settings. Regularly check your computer security.

19: Be careful about sensitive data and access media.

Remember it:

If you fell hesitate, i mean when you found anything wrong in online banking, shopping and other sensitive issue you must ignore to give your PIN, access code or credit card number. I think, if you careful and follow all this suggestions you enjoy online banking. Thank you to read.

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